MORTGAGE 101

By: SunnyHill Financial

​​​​​​​One of the best ways to create success in a situation is to perform mental modeling. Pro athletes, Navy Seals, Nobel Laureates, successful CEOs and performance driven individuals use mental modeling to visualize high pressure, new situations before they perform…

INTRODUCTION TO MORTGAGE TERMINOLOGY

By: SunnyHill Financial

Whether you are buying your first home, refinancing or looking to purchase another property, the mortgage world can feel like people are speaking a completely different language. From the acronyms to the specific documentation needed for your mortgage. Not to worry…

​​​​​​​WHY YOU SHOULD GET PREAPPROVED

By: SunnyHill Financial
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Have you started searching for that new place to call home? You’ve scoured the internet for the perfect home. Taken drives through neighborhoods and pictured the…

ACCEPTABLE SOURCES FOR A DOWN PAYMENT

By: SunnyHill Financial

Homebuying can be quite a stressful time and finding the funds for a down payment can add to this stress. Not to worry, there are many different ways you can fund your down payment. It is important to evaluate your assets and determine where you may be able to supply the funds from. There are many different ways to satisfy…

​​​​​​​CREDIT SCORES AND MORTGAGES

By: SunnyHill Financial

​​​​​​​One of the most commonly asked questions in the mortgage business is how a borrower's credit score will affect their home loan. The best answer is, your credit score aka your FICO score is a key factor in qualifying you for a mortgage and determining the rate that you would qualify at. FICO Scores can be any number…